Debt Consolidation vs. Bankruptcy
Debt consolidation is not the only option – think before you sign! Debt consolidation is unfortunately an option many bankruptcy clients have exhausted in their search for financial freedom, prior to...
View ArticleBankruptcy: Pre-filing Do’s and Don’ts
Pre-Bankruptcy Do’s and Don’ts If your bills are pilling up and creditors are continually harassing you, but you are not sure that you will have to file bankruptcy, there are some Do’s and Don’ts...
View ArticleCredit Card Tips: Be Smart With Your Credit Cards
Set Yourself Up for Credit Success with 6 Credit Card Tips Credit cards are viewed as a necessity of modern life, and by following a few credit card tips, they do not have to be viewed as a necessary...
View ArticleBankruptcy and Cosigners
The Affect of Filing Bankruptcy on Cosigners Many times when a person is seeking to obtain a loan a cosigner is required. Many times these cosigners are either a friend or family member who signs a...
View ArticleConsumer Bankruptcy & The Use of Credit Cards
How to Avoid Bankruptcy through Good Use of Credit Cards One of the most preventable causes of consumer bankruptcy is the misuse of credit cards. One client said it felt like they were being squeezed...
View ArticleThe Dayton Bankruptcy Attorney: Objections to Discharge
Creditors Last Line of Defense in Bankruptcy – Objections to Discharge Discharge of debts is the primary purpose for filing bankruptcy; bankruptcy language for “getting rid of debt you can no longer...
View ArticleHelp! I Was Sued By My Credit Card Company!
Sued By Your Credit Card Company? – Don’t Panic! Once you have been sued by your credit card company, or a collection agency on behalf of the company, you have a choice to make. You can either: fight...
View Article“Universal Default”: What Credit Card Companies Don’t Tell You
Credit Card Companies are Watching You! Michael Jackson was right when he sang “I always feel like, Somebody’s watching me, And I have no privacy.” Someone is watching you…Credit Card companies! Not...
View Article5 Helpful Debt Reduction Strategies
If you find yourself in over your head with debt these 5 Debt Reduction Strategies just might help turn things around for you and let you avoid bankruptcy. Pay more than the minimum payment on your...
View ArticleBankruptcy and Gambling Debts: Should You Bet Against The House?
Bankruptcy and gambling debts became a more relevant topic in Ohio in November 2009 when Ohio voters approved a constitutional amendment allowing four casinos to be built and operated in the cities of...
View ArticleThe Collection of Credit Card Debt…And Bankruptcy
When dealing with Credit Card Debt a common question is “how long does the credit card company have to collect on the money that I owe?” The short answer is that the statute of limitations in Ohio for...
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